Back in June, I blogged about when I was rear ended on our way to the beach. Remember the guy that BEGGED me not to call the cops?? *rolling my eyes* There was no visible damage, but we took our car in had it checked out anyway. Turns out there was some underbody/frame damage, so we paid our deductible and had the car repaired. Our insurance company has handled everything perfectly! But, we're having problems with the "other guy," whom I'd like to call some not nice names right now!!!!!
First, our insurance company filed a claim against other guy's insurance company. Other guy's insurance company responds saying that other guy is going to pay out of pocket for the damages. Our insurance company has been keeping up on them and has been in touch with us. Well guess what?????? After three months, NADA!! I knew I should have just called the police on this stupid guy! So we get a letter in the mail today saying that our claim is now going to some sort of inter-agency hearing to see if they can reclaim our deductible. How ridiculous!!
I guess I'm just naive. I thought when "other guy" forked over his license and insurance card to me to take down all his info, that he would fess up and pay for the damages HE caused to MY car for not paying attention while HE was driving. If it were me, I'd be mortified and pay right away. This guy thinks he can get away with it?!?!? What the heck is wrong with some people? I swear.... GRRR!!!
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3 comments:
it's sad you can't trust anyone these days... in my experience, both have worked out well: when i didn't call the cops, the lady paid and when i did, the cop let me make the decision to give the man a ticket or not (of course, i said no, having a hit on your insurance is bad enough and accidents happen). i don't get why the guy's insurance won't pay? they know he's at fault if they said he was paying out of pocket, right? what a punk. if i ever meet him, i'll let him know that he's not very responsible. ;)
the other ins will pay. Supposedly this is a "normal procedure" for getting the money paid out. Who knows?
This is from Matt
When I got hit it turned into a hit and run by two retarded 15 year olds. They were so lucky that they got escorted back to the scene by 2 police officers and both their parents. They paid us cash for it the day we got the bid back from the shop. But the cops were involved in this one. Hope things work out for the best.
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